Everything You Need to Know About SR22 Insurance in Maryland

In cases where your license is suspended for reasons such as an unresolved judgment, a DUI offense, or convictions related to insurance, the State of Maryland might mandate filing an SR22 insurance certificate. This SR22, often known as High-Risk Insurance, guarantees future financial responsibility to the Motor Vehicle Administration (MVA). Typically, it is required to keep this SR22 insurance certificate on file for at least three years.

If you are charged with a traffic violation, speak with Attorney Hillel Traub at The Law Office of Hillel Traub as soon as possible. As a former lawyer for the MVA, he can help defend against any penalties you face to protect your driving privileges, reputation, and financial future.

Mandatory Minimum Insurance Requirements in Maryland

SR22 insurance in Maryland shows that drivers have the amount of car insurance required in order to meet the minimum rate the state has put forth. The Maryland Motor Vehicle Administration mandates that all vehicles have minimum liability insurance coverage. The minimum coverage limits are set as follows:

  • $30,000 for bodily injury per person
  • $60,000 for bodily injury per accident
  • $15,000 for property damage

Driving without insurance in Maryland can lead to significant fines, the suspension of your vehicle registration, and even vehicle impoundment. Additionally, you risk losing your driving privileges if you are involved in an accident and lack the state-required minimum liability coverage.

What Is SR22 Insurance in Maryland?

In Maryland, a DUI conviction or arrest for another driving infraction can lead to several consequences, including the suspension of your driver’s license. Often, following a conviction that results in license suspension, you will need to acquire Maryland SR22 insurance to be eligible for reinstatement. Our highly experienced lawyer at The Law Office of Hillel Traub can guide you through the legal process to ensure your rights are protected and that you follow the correct protocol for obtaining SR22 insurance.

After a conviction that results in points on your license, it is not unusual for your car insurance provider to terminate your policy, depending on the severity of the charge. While this may not be an immediate concern during the suspension period, obtaining Maryland SR22 insurance is necessary to reinstate your coverage once the suspension is lifted. For example, this insurance is required for 3 to 5 years post-DWI conviction, as determined by your sentencing.

When you are reinstating your license or applying for a hardship license during suspension, ensure you have qualified for Maryland SR22 insurance and that your insurer has provided proof to the state.

If you encounter any challenges in securing additional insurance coverage or providing the state with proof of coverage, attorney Hillel Traub can offer legal assistance. With over 30 years of experience in Maryland, we understand the potential impact of not obtaining sufficient legal support. We are here to support you every step of the way.

Contact the Traffic Violations Lawyer at The Law Office of Hillel Traub

If you are accused of a DWI or DUI in Maryland or face other traffic violation charges, speak with Attorney Hillel Traub at The Law Office of Hillel Traub for an assessment of your case. He has over 30 years of experience fighting for Maryland motorists and guiding them through the SR22 insurance process. As a former lawyer for the MVA, he is prepared to defend your rights and get you back on the road as soon as possible.

For a no-cost consultation, call our office today at (410) 580-1100 or fill out our contact form.