Maryland Driving Without Insurance Charges

Car Insurance Laws in Maryland

One of the most common Serious Traffic charges issued in Maryland is “Knowingly Driving Without Insurance.”  Few people see driving without auto insurance as a crime, but since Maryland requires all residents to have auto insurance, it is. The minimum required car insurance coverage in Maryland is:

  • Personal Injury Protection: $2,500 (Optional)
  • Property Damage Liability Coverage: $15,000
  • Uninsured Motorist Property Damage Coverage: $15,000
  • Bodily Injury Liability Coverage: $30,000 per person and 60,000 per accident
  • Uninsured Motorist Property Injury Coverage: $30,000 per person and 60,000 per accident

driving without auto insuranceDriving without auto insurance is a serious offense that can result in not only costly fines but also license suspension and jail time. Your best chance at having charges and penalties reduced is with the help of a local traffic offense attorney. We regularly represent drivers charged with this serious offense throughout the state including Baltimore, Howard County, Anne Arundel County, and others.

Baltimore traffic offense lawyer Hillel Traub served as an Assistant Attorney General for the MVA and has spent the last more than 20 years of helping the people of Maryland resolve traffic violation issues on the most favorable terms.


Driving without insurance has many meanings. The first and most apparent one is when a driver knowingly drives an uninsured vehicle. However, one may face charges even if they were unaware that the vehicle is uninsured.

You may also face this charge if you drive someone else’s car that you know is uninsured. Law enforcement can also cite you for driving without proof of insurance even if you indeed have insurance.

Driving without auto insurance is a serious and potentially jailable offense that can carry hefty fines and result in the assessment of points to your driving record.


Avoiding fines, points to your license, license suspension or revocation, and jail time is possible with the help of an attorney.  We will advise you on the best course to avoid these serious consequences.  It is very important to contact us as soon as the charges are issued so we can best assist you in resolving the charges.

The Baltimore traffic offense lawyers with The Law Office of Hillel Traub have a track record of successfully reducing and eliminating fines and other penalties for our clients. Allow us to go to work for you. Contact us today at 410-580-1100 for a free consultation.


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    personal injury        clientchoice

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